If you own a small business then you are part of the largest percentage of economic income in America. Small businesses make up 90% of America’s businesses but are usually at the bottom of the totem pole in relation to obtaining loans from the bank. Thankfully over the past several years a new way of acquiring the necessary funds for small businesses has arisen to compensate for those needed funds that the banks make so hard to obtain.

Small merchant financing by merchant companies is on the rise and with good reason. Getting approved for a merchant cash advance is much easier and less of hassle than getting a traditional loan from the bank. If you own a small business, accept credit cards or debit cards as a method of payment at your business, and need money to improve your business, expand your small business, or any other form of improvement on your business that will yield more money coming into your business, then a merchant cash advance is the best option for you.

Small merchant financing can provide you with the funds you need for your small business needs in just a few days if you are approved-most small business are approved because the qualification and application process are rather simple. If you accept credit cards as a method of payment, have at least $4,000 of credit card transactions a month at your small business, have no open bankruptcies in the past 12 months, and are up-to-date on the rent for your small business and the bills there, then you will more than likely qualify for a business cash advance.

You can get liquor store financing, auto repair and auto services financing, chiropractor financing, dentistry financing, optical store financing, pet store financing, or any other type of small merchant financing if you meet just a small handful of qualifying factors for a merchant cash advance.

A merchant cash advance for your small business is not a loan so therefore it is not a debt. You will pay back the business cash advance through future and ongoing credit card transactions at your business. The money advanced to you will help to improve your business, get you in the black, bring in new customers and clients, and your credit card transactions will increase. Merchant companies do not send you monthly bills as a way of having you pay back the money that has been advanced to you. The money will be paid back via credit card transactions and this will be done automatically through the credit card processor. You can check your progress of your account anytime of the day or night via the merchant company’s website or by contacting the merchant company support line.

You are a small business but you are part of the 90% of businesses in the American economy. Small businesses do not mean you don’t make much money, they simply mean you employ 50 or fewer employees.  You can do so much with the merchant cash advance to improve your small business, help it grow, and increase your profits by untold amounts. Small merchant financing is easy to qualify for, easy to pay back, and quite possibly be the smartest decision you make for your small business.